Young Wall Street Privacy Policy

This statement discloses the privacy practices of Young Wall Street for our Website at “youngwallstreet.org” and our programs and services. You acknowledge this privacy policy is part of our Terms of Use, and by accessing our Website or using our programs and services, you agree to be bound by all the Terms of Use and understand this privacy policy. We refer to ourselves as “we”, “Young Wall Street” or “YWS” in this policy.

Questions pertaining to this policy should be directed to: [email protected] for clarification.

Website Terms and Conditions

Your Privacy Is Important to Us

Your privacy is important to Young Wall Street. We believe you should know what information we collect from you and how we use it. Young Wall Street wants you to make the best decisions about the personal information and other information that you share with us. Personal information means information that can be used to identify you, and may include, but is not limited to, your name, address, phone number and email address. This privacy policy describes how Young Wall Street collects and uses personal information, and the rights and choices available to you regarding such information.

Our Privacy Vow to Our Donors

We will not sell, share, or trade our donors' names or personal information with any other entity, nor send mailings to our donors on behalf of other organizations, unless our donor has given Young Wall Street specific permission to do so.

This policy applies to all information received by Young Wall Street, both online and offline, on any Platform (“Platform” includes all Young Wall Street websites and mobile applications), as well as any electronic, written, or oral communications.

To the extent any donations are processed through a third-party service provider, our donors' information will be used for purposes necessary to process the donation. Some of our partners may use our donors' information in aggregate for statistical analysis, but data that are organizationally or personally identifiable will not be shared.

How We Collect Personal Information

Young Wall Street collects or may be provided personal information in the normal course of its operations as described in this policy. When you access certain Websites, programs or services, we may ask that you provide us with some personal information, which lets us know who you are. If you do not provide that information, depending on the program or service, you may not be able to engage in that activity. It is completely optional for you to engage or not engage in those activities.

When you access certain Websites, programs or services, we may collect personal information such as first name, last name, email address and username. For certain Websites, programs or services we may also collect other personal information such as passwords, phone number, and postal address, some of which will be used for personalization and identification purposes only. Young Wall Street offers certain programs in a blended learning format, which may include the use of web-based programs, games and related content, and you may be asked to provide certain personal information to access such content. In some cases, additional information, such as the name of a volunteer, educator, school or school district, information about when or how a program was offered, and user feedback on our programs, may be associated with the personal information we collect from users of our Websites, programs or services. Young Wall Street may also receive personal information from third parties, such as its service providers, vendors, consultants, partners, and alumni groups.

How We Use Personal Information

We do not sell or trade your personal information to others. Young Wall Street collects and uses personal information only for the purposes explained in this privacy policy. Those purposes include the following:

We may share your personal information with service providers, vendors and consultants who help us operate, maintain and improve our Websites, programs and services. These parties may have access to personal information to perform services for Young Wall Street but may not use such information for any other purpose.

We use aggregate data collected to inform program evaluation and improvement. In some cases, we may share personal information with partners for the purpose of evaluating and improving our programs and the experience of our program users.

Non-specific, aggregate data is also used for the purposes of collecting general demographic information, measuring user interests, and analyzing the collective characteristics and behaviors of our registered visitors.

From time to time, Young Wall Street may use your information to inform you of changes and enhancements to our content and services. For those who have elected to receive information from Young Wall Street, we may send you direct or electronic mail regarding programs and services we feel may be of interest to you. If you do not want to continue to receive such offers or information, simply tell us and we can edit your account information to no longer receive such mailings.

If you enter a sweepstakes or contest, we may use any personal information that you provided to contact you if you should win.

You should be aware that if you voluntarily disclose personal information in any discussion forums or other public areas on this site, any information you disclose in your communication can be collected and used by third parties. Such activities are beyond our control and this policy does not apply to such information.

Ultimately, you are solely responsible for maintaining the secrecy of your password and/or account information. Please be careful and responsible whenever you are online.

Children’s Privacy

Young Wall Street is committed to protecting your personal information and using it in compliance with applicable data privacy laws, including the Children's Online Privacy Protection Act of 1998 (COPPA). Young Wall Street makes reasonable efforts to avoid collecting or retaining the personal information of anyone under the age of 13, except in compliance with COPPA and other applicable data privacy laws.

Legal Compliance

We respond to subpoenas, warrants, or other court orders and judicial authorities regarding personal information concerning any member or visitor. We also reserve the right to release that information concerning a user who we believe is in violation of Young Wall Street’s Terms of Use or other published guidelines and official rules. We cooperate with law enforcement agencies and reserve the right to report any activity we believe to be unlawful.

SMS & Text Message Communications

Young Wall Street, Inc. ("Young WallStreet") may collect your mobile phone number and send you SMS text messages when you provide express written consent to do so. This section describes how we collect, use, and protect information related to SMS communications.

How We Collect Your Mobile Number

We collect your mobile phone number when you voluntarily provide it through our website (youngwallstreet.org), program application forms, or other opt-in points. Consent to receive promotional SMS messages is collected through a separate, optional checkbox and is never required as a condition of applying to or participating in any Young WallStreet program.

How We Use Your Mobile Number

We use your mobile phone number to send two categories of SMS messages:

Transactional messages — including application confirmations, acceptance notifications, program reminders, scheduling updates, and logistics communications related to the Young WallStreet Traders Summer Investment Bootcamp and other programs.

Promotional messages — including announcements for upcoming programs, financial literacy resources, and continued learning opportunities aligned with Young WallStreet's mission. These messages are only sent to contacts who have provided separate, explicit consent.

Sharing of Mobile Information

Your mobile phone number and SMS consent status will not be sold, shared, or transferred to third parties for their own marketing purposes. Mobile information collected through our SMS program is not shared with third parties or affiliates for marketing or promotional purposes. This information may be shared with service providers who assist in delivering our SMS communications solely for that operational purpose.

Opt-Out

You may opt out of SMS communications at any time by replying STOP to any message you receive from Young WallStreet. Upon opting out, you will receive one final confirmation message and no further SMS messages will be sent. You may also opt out by contacting us directly at [email protected] or 770-367-9089.

Help

For assistance with SMS communications, reply HELP to any message or contact us at [email protected] or 770-367-9089.

Message & Data Rates

Standard message and data rates may apply depending on your mobile carrier and plan. Message frequency varies based on program activity.

Security

Young Wall Street uses SSL security on any form that requires credit card information. While we strive to protect your personal information, no data transmission over the Internet can be guaranteed to be 100% secure.

Sensitive Data

Young Wall Street does not generally collect sensitive data. In the limited circumstances where such data may be collected, it will be handled in accordance with applicable data privacy laws.

Safeguarding Your Personal Information

The security, confidentiality and integrity of your personal information is important to us. We maintain organizational, physical, and technical security arrangements to guard against unauthorized access, use, alteration, and disclosure. However, no security controls are 100% effective, and Young Wall Street cannot ensure or warrant the absolute security of your information.

Accessing, Correcting or Deleting Your Personal Information

You are entitled to know what personal information we collect about you and to have access to that information. You may request to access, review, correct, or delete your personal information by emailing us at [email protected]

You may also opt out of communications at any time by contacting us.

Retention of Personal Information

Young Wall Street will retain your personal information for as long as necessary to provide programs and services or as required by law.

Policies and Practices of Third Parties

Our Websites may contain links to third-party websites. This privacy policy does not apply to those websites, and Young Wall Street does not accept responsibility for third-party privacy practices.

Use of Cookies and Tracking Technologies

Information about your visit may be collected through tools such as Google Analytics. Young Wall Street and its vendors may use cookies and similar technologies to analyze trends and improve user experience. By using our Websites, you agree that Young Wall Street can place cookies on your device.

You may adjust your browser settings to block cookies; however, doing so may affect Website functionality.

Updates to Privacy Policies

We regularly review and update this privacy policy. Any modifications will be posted as part of this policy. Your continued use of our Websites, programs or services after any changes constitutes your agreement to follow and be bound by the updated policy.